Frederick Mutual Insurance Company, based in Frederick, MD, has continuously operated for 177 years as a mutual insurance company serving policyholders their families. Since our founding, we've expanded or service offerings to Pennsylvania, Virginia, Delaware, D.C., North Carolina and South Carolina, partnering with respected local insurance agents who share the same values and mission as our team. While our product offering continues to expand, our primary focus is on providing competitive coverage for homeowners, renters, small businesses, property owners, contractors, and more. Bring you, your family, and your community Peace of Mind by starting your insurance quote online.